Upstart Holdings (UPST) Technical analysis

    Financials
    Market data as of 2026-09-04 · Autonium metric computed 2026-09-04 · model v1

    UPST technical analysis — the short answer

    UPST is classified Downtrend with a 14-day RSI of 43.3, three-month return of -5.7% and 20-day realised volatility of 52.8%. Autonium's composite Algo Score currently reads 15/100.

    Price versus moving averages

    Last close28.05
    20-day29.53-5.0%
    50-day30.28-7.4%
    100-day30.76-8.8%
    200-day34.05-17.6%
    Trend classificationDowntrend

    Returns

    1 week-3.5%
    1 month-5.6%
    3 months-5.7%
    6 months+1.0%
    12 months-57.4%

    Volatility and drawdown

    Realised volatility (20d, annualised)+52.8%
    Realised volatility (60d, annualised)+53.0%
    1-year volatility percentile13
    Current drawdown from peak-59.3%
    Deepest 1-year drawdown-64.9%
    SPY volatility (20d)+8.1%

    Autonium Algo Score

    Current score15 / 100
    7-day change-16
    30-day change-22
    90-day change-50
    1-year range3 – 84
    Readings above 7015
    Readings below 3020

    Signal drivers

    MomentumNegative
    Technical trendNegative
    VolatilityNeutral
    SentimentNeutral

    UPST's Algo Score fell 16 points over the last seven days. The factors currently reading positive are none; reading negative: momentum, technical trend.

    Sector peers — 3-month return

    JPM — JPMorgan Chase14.8
    BAC — Bank of America16.4
    COIN — Coinbase Global21.2
    SOFI — SoFi Technologies13.7
    BRK.B — Berkshire Hathaway3.7

    Bullish signals

    • None measured.

    Neutral signals

    • RSI mid-range at 43.3
    • Volatility in the 13th percentile of its own year
    • Normal volume regime

    Bearish signals

    • Price below the 50-day average
    • Price below the 200-day average
    • -10.1% three-month excess return vs SPY

    Score history

    • 2026-09-0715
    • 2026-09-0415
    • 2026-09-0315
    • 2026-09-0219
    • 2026-09-0125
    • 2026-08-3131
    • 2026-08-2834
    • 2026-08-2760
    • 2026-08-2660
    • 2026-08-2563
    • 2026-08-2449
    • 2026-08-2160

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    UPST overviewUPST rsiUPST moving averagesUPST momentumUPST relative strengthUPST volatilityUPST drawdownUPST volumeUPST trendUPST algo score historyUPST vs JPMUPST vs BACFinancials sector strengthAlgo Score rankings

    Autonium publishes research, not recommendations. Scores, factors and written reads describe historical and current data and are not buy or sell advice. Not financial advice. Market data is refreshed on a schedule and may lag. See our methodology and disclosures.